After the strengthening of lending regulations in the banking sector, such as KB Kookmin Bank reducing the maximum home mortgage loan limit to 300 million won, anxiety in the Seoul jeonse market is expected to grow further. This is because there is a greater possibility that actual consumers who planned to buy their own home will remain in the jeonse market by giving up or postponing the purchase. According to the financial sector on the 12th, KB Kookmin Bank limited the maximum housing mortgage loan to 300 million won from the 10th. The government applied differential loan limits according to housing prices in regulated areas. Homes worth 1.5 billion won or less could borrow up to 600 million won, homes worth between 1.5 billion won and 2.5 billion won could borrow up to 400 million won, and homes worth over 2.5 billion won could borrow up to 200 million won. However, as KB Kookmin Bank itself limited the loan limit to 300 million won, the financial burden on actual consumers increased. Other commercial banks are also expected to strengthen lending regulations similar to KB Kookmin Bank. For example, when purchasing a house with a market value of 1.5 billion won, it was possible with an existing loan of up to 600 million won and equity capital of 900 million won. In the future, 1.2 billion won in equity capital will be needed.