Court determines resumption of discounts on loans allocated to Cuiabá's employee payroll
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Discounts on payroll-deductible loans will once again be charged to the payroll of municipal employees in Cuiabá starting this month.
Discounts on payroll-deductible loans will once again be charged to the payroll of municipal employees in Cuiabá starting this month. The measure complies with a decision by the Federal Supreme Court (STF) that declared unconstitutional the measures adopted by the government of Mato Grosso, in 2025, which suspended payroll credit contracts and other payroll deductions for public servants.
According to Cuiabá City Hall, the resumption of discounts occurs in compliance with the Court's determination. The municipality reported that it made the necessary administrative adjustments to adapt the payroll to the court decision.
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The amounts will again be deducted directly from the payroll. The reinstatement applies to employees who have active contracts in the form of payroll credit cards and benefit cards linked to the financial institution.
The Municipal Economy Secretariat advises employees to check their paychecks to verify the incidence of discounts and information related to contracts maintained with the bank.
If the server does not recognize the discount or disagrees with the charge, they can contact the Consumer Protection and Defense Program (Procon) of Cuiabá to request clarification and register a complaint.
Understand the case
MT government suspends payroll deductions for 90 days
The decision to suspend the discounts was taken after the opening of a civil inquiry by the Public Ministry of Mato Grosso (MPMT), which investigates possible abuses and harm to the rights of public servants in contracts signed with the company.
The decision also takes into account a Procon report, which points out serious and harmful practices for public servants, such as the release of amounts lower than those foreseen in contracts and the transfer of operations to institutions not authorized by the State. Servers also reported difficulties in accessing their own contracts.
According to the court decision, in many cases the money was deposited directly into the server's account, without delivering a physical card or sending monthly invoices. Even so, deductions continued to be made on payroll, paying only interest, which meant that the debt continued for an indefinite period of time.
According to the STF, the Legislative Assembly of Mato Grosso stated at the time that the suspension was intended to investigate possible fraud and protect the minimum income of civil servants. The rules, however, were already suspended by preliminary decision of the rapporteur, Minister André Mendonça.
When analyzing the case, Minister André Mendonça stated that the state exceeded its competence by interfering in private contracts between employees and banks. According to him, the Constitution determines that it is exclusively up to the Union to legislate on credit policies and contracts of this type. He also highlighted that the measure violated constitutional principles and could affect the stability of the National Financial System.
Master Bank
Banco Master is also among the financial institutions that provided irregularly assigned credit to employees in Mato Grosso, as investigated by the state Court of Auditors (TCE-MT) and denounced by the Government Instrumental Area Professionals Union (Sinpaig).
The total discounted by Banco Master in credit granted to state employees, in 2025, reaches more than R$37 million, according to Sinpaig. Since 2024, however, the bank has started to leverage this type of credit modality in different states and municipalities across the country.
This release of payroll loans is part of the case in which more than 70% of state employees became over-indebted with this type of loan with up to 15 financial institutions, which entered the TCE-MT's radar.
When analyzing the case, Minister André Mendonça stated that the state exceeded its competence by interfering in private contracts between employees and banks.
Reproduction
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