Phishing texts asking for personal information or fees after luring victims to mobile messenger chat rooms with interest rate loans as bait appeared to have increased rapidly. AhnLab announced the ‘2026 Second Quarter Phishing Text Trend Report’ on the 15th, analyzing phishing texts detected from April to June of this year. As a result of the analysis, loan fraud types were the most common, accounting for 62.68% of all phishing texts. This was followed by Telegram impersonation at 17.38%, financial institution impersonation at 8.97%, government/public institution impersonation at 6.60%, recruitment fraud at 2.22%, and courier company impersonation at 1.37%. Loan fraud and Telegram impersonation increased by 162% and 71%, respectively, from the previous quarter. On the other hand, family impersonation and wedding invitation spoofing types decreased by 31% and 96%, respectively. Loan fraud text messages were mainly used to lure users into one-on-one chat rooms by presenting messenger IDs with phrases such as ‘emergency support’, ‘low interest rate’, and ‘high limit’. Afterwards, under the pretext of loan consultation, they requested personal information or induced remittances in the name of advance deposits and commissions. The only malicious links in the text were.