KB Kookmin Bank lowers the nationwide home mortgage loan limit to 300 million won. The limit of 600 million won set by the financial authorities was voluntarily reduced by half. As the increase in home loans due to ‘debt investment’ and rising housing prices continued, the bank took out a stronger card of its own. According to the financial sector on the 8th, KB Kookmin Bank will reduce the home loan limit in the metropolitan area and regulated areas from 600 million won to 300 million won from the 10th until further notice. For houses exceeding 2.5 billion won, where the limit of 200 million won is applied, the limit will remain the same. KB Kookmin Bank applies the limit of 300 million won even to unregulated areas where there was no limit previously. However, the limit is maintained for group loans (interim payments, moving expenses, and balance), fund loans, home loans, and loans for purchases and meridians for victims of lease fraud. KB Kookmin Bank is reducing household loans in addition to reducing the home loan limit. We have temporarily suspended subscription to mortgage insurance (MCI, MCG), and are also restricting loans conditional on repayment from other banks, such as repaying a credit loan from another bank and then re-loaning from KB Kookmin Bank. 2