In December of last year, an advertising sticker for a credit card loan was posted on the Street of Youth in Jongno, Seoul. 2025.12.22 Reporter Lee Jun-heon Starting from the second half of this year, registering a loan company in an office with low rent, such as a shared office, and selling the registration certificate to an illegal private finance business will be banned. The practice of various companies concocting ‘small-amount loans’ to avoid the obligation to review borrowers’ income proof documents is also illegal.