The Credit Recovery Committee for the ‘Special Exemption System for Vulnerable Debtors’, which brought light to the quagmire of unmanageable debt, expands application eligibility up to 50 million won in principal… Beneficiaries are expected to increase. Unlike rehabilitation and bankruptcy, debt is reduced through consultation with lenders without legal procedures. Mr. A (53), a math instructor, ran a study room for neighborhood children while taking care of his sick parents until a few years ago. As hospital bills increased, I borrowed money. 2 million won, 2.5 million won, 3 million won. ···